*Interest rates are not guaranteed to drop in the future. Restrictions apply. Not available for non-conforming loans. Permitted on owner occupied purchase transactions only. Not available for 2nd homes or investment properties. Not all borrowers will qualify, this is not an offer to enter into an agreement or a commitment to lend. The interest rate shown in the example is for illustrative purposes only, your interest rate may be different. Third-party buydown contribution is calculated as the entered percentage of the loan amount and is shown for planning purposes only. All loans are subject to credit approval